Renters Insurance in Washington State
If you rent your home, whether it is an apartment, house, condo, or duplex, you can protect your space and assets with renters insurance. Washington State renters insurance policies protect you in real-life situations where you are effected by fire, theft, water damage, and other circumstances beyond your control.
Washington renters insurance is very similar to homeowners insurance, but it is focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered by renters insurance. Your landlord’s policies cover the property as a whole, but your belongings remain your responsibility.
Renters insurance generally covers:
- Personal Property – like your furniture, electronics, and clothing.
- Personal Liability – in the event that someone is injured.
- Damage to Your Apartment – if the damage is caused by a covered loss.
Washington renters insurance also provides coverage for those who may be injured at your home. In the event of a law suit, a renters policy will also cover your legal defense fees if you end up in court.
There are many options to consider when selecting renters insurance in Washington State. So, contact us today for more information and a free quote!